We have many refinance options to help you save money on your mortgage and/or overall savings by paying off high interest debt Click here to use my easy form or call me for details. Also, please ask about our zero lender fee loans (appraisal, credit report, and third party fees apply).

My name is Andre Enriques and I am a Mortgage Banker who specializes in helping Veterans secure 100% VA insured loans and non-service members secure low down payment Government Financing in San Diego, Los Angeles, and Riverside Counties. We mainly serve but are not limited to assisting clients in Chula Vista, Imperial Beach, Spring Valley, Carlsbad, Oceanside CA., Etc. VA loans do not require mortgage insurance even with zero down and there is no funding fee for qualified Veterans and surviving spouses. We are here to serve you in either location; San Diego (Kearny Mesa) and Chula Vista (Eastlake). In addition, we offer zero lender fee loans on all loan programs (appraisal, credit report, and third parties fees apply). This can save you anywhere from $995-$2,000 in fees alone. Once you find the perfect home, allow me to help you quickly find the perfect mortgage.

Since we are not only a mortgage broker but, a Direct Mortgage Lender, I can help alleviate much of the stress Veterans have with purchasing a home by providing fast in-house underwriting, processing, and a fast closing. In addition, by working with a direct lender you will have access to a low-cost mortgage loan with a more competitive interest rate than the competition.

My previous underwriting experience of 5+ years has enabled me to close more challenging loan transactions by conducting a thorough Pre-approval and obtaining all required documentation from the start. This helps expedite the loan process and allows escrow to close fast. I have helped many buyers all over the State of California secure their mortgage financing and I am here to serve you too!

My Promise To You

I promise to make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Buying a home is a big investment. I promise to be there with you every step of the way. My company has been in this business for a long time, and I invite you to put my experience and expertise to work for you.

Remember not every Mortgage Banker is created equal, experience lower rates and superior service by working with me. I look forward to assisting you with your mortgage needs and providing you with the honesty, integrity, and professionalism you deserve.