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	<title>Andre Enriques Mortgage Banker - VA Loan Expert &#187; Is now a good time to buy</title>
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		<title>Is now a good time to buy</title>
		<link>https://www.andreenriques.com/2022/10/20/is-now-a-good-time-to-buy/</link>
		<comments>https://www.andreenriques.com/2022/10/20/is-now-a-good-time-to-buy/#comments</comments>
		<pubDate>Thu, 20 Oct 2022 17:24:32 +0000</pubDate>
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		<category><![CDATA[Chula Vista home loans]]></category>
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		<category><![CDATA[Is now a good time to buy]]></category>
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<h1><img class="aligncenter size-large wp-image-3382" src="https://www.andreenriques.com/wp-client_data/20636/3529/uploads/2019/01/house-1407562_1920-1024x293.jpg" alt="house-1407562_1920" width="1024" height="293" /><strong>Is now a good time to buy</strong></h1>
<p>I have been asked this question many times recently and can honestly say, it&#8217;s never a bad time to buy real estate. Due to many recent interest rate hikes in 2022, it has pushed many qualified buyers to put their interest in purchasing a home on hold. Yes, interest rates have climbed, and we have no control over this but rent payments have also increased. As a homeowner, you have the tax benefits and build equity as the years pass making it one of the soundest investments one can make. The name of the game is buying your home now, enjoy it, and you can always refinance in the future if and when interest rates improve (marry the home, not the rate). Let&#8217;s be real&#8230;The interest you&#8217;re paying your landlord is 100% because you have absolutely no ownership or tax benefits when renting. In this market I am seeing more flexibility lately from sellers willing to entice buyers in the way of price reductions and seller concessions to help buyers cover a good portion of interest rate buydowns and closing costs. Many wealthy Americans have built wealth in real estate, and you can too. Qualifying nowadays is a lot easier than one would think and I promise to make the process seamless and as stress free as possible. Do not believe the myths floating around that you need 20% down to buy a home, we offer the VA program to qualified Veterans with no money down and other loan programs with as little as 3-5% down payment. If a down payment is required, the down payment can come from a 401K or TSP retirement account, a gift from an immediate relative, a savings account, a combination of all these, or even a grant from an employer. Feel free to reach out anytime for a free consultation and begin building real estate wealth!</p>
<p>&nbsp;</p>
<p>The post <a rel="nofollow" href="https://www.andreenriques.com/2022/10/20/is-now-a-good-time-to-buy/">Is now a good time to buy</a> appeared first on <a rel="nofollow" href="https://www.andreenriques.com">Andre Enriques Mortgage Banker - VA Loan Expert</a>.</p>
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