Why FHA loans are a great option

Why FHA loans are a great option. FHA loans were created to help prospective home buyers purchase a home with little down and to help those with less than perfect credit. FHA loans are insured by HUD which is the government. FHA loans are a great option because:

**You only need is 3.5% down

**Have more flexible guidelines than a traditional mortgage

**Permits gifts for down payment

**The interest rates are lower than a traditional mortgage

**FHA loans are assumable

**Offer FHA streamline refinance if and when rates improve (Less paperwork and in many cases, no appraisal)

Well, these are just a few of the many benefits. For more information feel free to contact me anytime 619-208-6499.

Our home loan promise to you

My team and I promise to make the process of securing a mortgage loan simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Buying a home in Chula Vista, San Diego, Miramar, Point Loma, El Cajon, Lakeside, Oceanside, Santee or anywhere in our great State of California is a big investment. We promise to be there with you every step of the way. Our company has been in this business for a long time, and we invite you to put our experience and expertise to work for you.

Remember not every Mortgage Lender is created equal, experience lower rates and superior service by working with my team and I. We look forward to assisting you with your mortgage needs and providing you with the honesty, integrity, and professionalism you deserve.