Working With Us Will Help Support Your Community
Working With Us Will Help Support Your Community At Andre Enriques Mortgage Banker – VA Loan Expert (aka First Priority Home Loans), we believe in the power of business to help make a positive impact on our world. We are excited to introduce our new initiative starting January 2024, we are launching a ”…
Read More2024 Loan Limits Are Out
2024 Loan Limits Are Out! Mortgage loan limits vary by county and are influenced by factors such as the location’s median home prices. These limits are set by the Federal Housing Finance Agency (FHFA) and are used to determine the maximum amount that can be borrowed through conforming loan programs. Conforming loans are those that…
Read MoreThe Power of Buying a Home Now
The Power of Buying a Home Now The decision to buy a home is influenced by various factors, and the perceived “power” of buying a home can depend on the individual’s circumstances, market conditions, and long-term financial goals. Here are some potential advantages and considerations that may highlight the power of buying a home:…
Read MoreVA Loans in Eastlake and Otay Ranch
VA Loans in Eastlake and Otay Ranch VA loans are a fantastic option for Veterans looking to buy a home in the communities of Eastlake and Otay Ranch. They often come with more favorable terms than conventional loans, such as lower interest rates and more flexible credit requirements. The Department of Veterans Affairs backs these…
Read MoreVeteran Affairs Home Loans in Chula Vista
Veteran Affairs Home Loans in Chula Vista VA (Veteran Affairs) loans in Chula Vista come with several benefits that make them an attractive option for eligible veterans and active-duty service members: No Down Payment: One of the most significant advantages is that VA loans often allow borrowers to purchase a home with no down payment,…
Read MoreVA Loans in Imperial Beach
VA Loans in Imperial Beach VA loans are specifically designed to assist Veterans in purchasing a home in Imperial Beach and all over our great nation. The Department of Veterans Affairs (VA) offers a couple home loan programs, including the VA Purchase Loan and the VA Interest Rate Reduction Refinance Loan (IRRRL). These programs aim…
Read MoreNew Conforming Loan Limit
New Conforming Loan Limit The conforming loan limit is adjusted annually based on the Federal Housing Finance Agency’s (FHFA) assessment of changes in home prices. The new conforming loan limits for a given year are typically announced in November or December of the preceding year but was announced early this year and is now $750K.…
Read MoreVeterans Can Purchase with Zero Down in San Diego
Veterans Can Purchase with Zero Down in San Diego Here’s how the VA loan program generally works: No Down Payment: The VA loan program typically allows eligible veterans, active-duty service members, and some members of the National Guard and Reserves to purchase a home with no down payment. This means you can finance 100%…
Read MoreVA and FHA Loans in National City
VA and FHA Loans in National City National City is a city in San Diego County, California, and if you’re interested in obtaining VA or FHA loans in National City, you can explore both options to determine which one best suits your needs. VA Loans: VA loans are backed by the U.S. Department of Veterans…
Read MoreBuy units with only 5 percent down payment
Buy units with only 5 percent down payment Yes, you heard right! You can now purchase 2-4 unit properties with only 5% down payment Conventional financing. In the past to purchase a 2-4 unit property with Fannie Mae conventional financing, you would’ve needed a minimum of 15% down. You of course would need to live…
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