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Break Free From Traditional Home Loans

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Break Free From Traditional Home Loans How Non-QM Loans Open Doors to Homeownership and Investment If you’ve ever felt like the traditional mortgage world just doesn’t understand your unique financial situation—you’re not alone. In fact, many hardworking individuals and savvy investors find themselves facing unnecessary roadblocks when trying to qualify for a home loan. That’s…

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Come Home To The Mortgage Loan Experts

Come Home to the Mortgage Loan Experts: Why Working With Me Makes All the Difference Buying or refinancing a home is more than just a financial transaction it’s a life-changing decision. Whether you’re a first-time buyer, a seasoned investor, or a proud Veteran looking to use your VA loan benefit, who you work with matters.…

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We Specialize in VA Loans

We Specialize in VA Loans How One Veteran Couple Turned Their Dream Into Reality With a VA Loan There’s nothing more rewarding than helping a deserving family achieve the dream of homeownership, especially when that family has served our country. I recently had the honor of assisting a Veteran couple, Jorge and Cindy, through the…

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Why You Should Use Your VA Loan Benefit

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  Why You Should Use Your VA Loan Benefit The VA loan is hands down the best mortgage loan there is. Here are some reasons why. First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice of Value amount, which in most cases is…

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The Power of the HELOC

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The Power of the HELOC: Unlock Flexibility, Freedom, and Financial Control If you’re a homeowner in San Diego or Chula Vista sitting on equity, you may be holding the key to financial flexibility without even realizing it. Enter the HELOC—or Home Equity Line of Credit—a powerful tool that puts your home equity to work when…

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VA Cash Out Refinance

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VA Cash Out Refinance Unlock the equity in Your Home: VA Cash Out Refinance Benefits for all Veterans If you’re a Veteran, active-duty service member, or surviving spouse living in the San Diego area, there’s a powerful mortgage option that could help you tap into the value of your home: the VA Cash Out Refinance.…

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The Ultimate Guide to VA Home Loans

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The Ultimate Guide to VA Home Loans What Is a VA Home Loan? A VA home loan is a mortgage option backed by the U.S. Department of Veterans Affairs, designed to help eligible Veterans, active-duty service members, and certain surviving spouses purchase, build, or refinance a home. These loans often feature benefits like no down…

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VA Loan Secrets That Can Save You Thousands

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VA Loan Secrets That Can Save You Thousands VA Loan Secrets That Can Save You Thousands If you’re a Veteran or active-duty service member, you’ve likely heard of VA home loans—but chances are, you haven’t been told everything. Beyond the well-known benefit of zero down payment, VA loans come with hidden perks and strategies that…

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Unlocking the Power of a DSCR Home Loan

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Unlocking the Power of a DSCR Home Loan Features of a DSCR Loan Qualification Based on Property Cash Flow Approval is based on the property’s income potential—not your personal income. The key metric is the Debt Service Coverage Ratio (DSCR), which compares the property’s net operating income (NOI) to the proposed debt payment. Flexible DSCR…

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The Power of Bank Statement Home Loans

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  The Power of Bank Statement Home Loans Key Benefits of Bank Statement Loans No Tax Returns Required Instead of tax returns or W-2s, you qualify using 12–24 months of personal or business bank statements. Ideal for Self-Employed Borrowers Perfect for business owners, freelancers, and gig economy workers who may write off significant expenses on…

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Licensing

Andre Enriques
License # NMLS 220937
DRE # 01713544

Contact Us

Andre Enriques Mortgage Banker - VA Loan Expert, a dba of Anchor Funding Inc

Chula Vista Office
Phone: (619) 323-2066
Cell: (619) 208-6499
891 Kuhn Drive, Suite #204
Chula Vista, CA 91914

San Diego Office
Phone: (619) 208-6499
6336 Greenwich Dr, Suite A
San Diego, CA 92122

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Equal Housing Lender

NOT ALL APPLICANTS QUALIFY. First Priority Home Loans is a DBA of Anchor Funding, Inc. is licensed by The
California Bureau of Real Estate #01276087. FHA Non-supervised lender #00257-0000-5
NMLS #1626581 & #236419
NMLS Consumer Access
Loans made or arranged pursuant to the California Department of Financial Protection and Innovation
California Finance Lenders Law license number 603 L293