Your Friend in The Mortgage Industry

Honest Answers, Stress-Free Closings.

VA and FHA Home Loan Experts!

Andre Enriques Mortgage Banker - VA Loan Expert specializes in assisting Veterans with $0 down VA insured home loans and non-military members to secure low-down government insured mortgage loans in Chula Vista and in San Diego. We offer affordable homebuying loan options for active-duty service members, military Veterans and their families. I'm a VA approved mortgage loan specialist who prides himself in offering 5-star service and who has been serving our military community and their families for over two decades. We are a DBA of Anchor Funding, Inc. and serve all of San Diego County, Chula Vista, Santee, Lakeside, La Mesa, El Cajon, Camp Pendleton, Miramar, Mira Mesa, Point Loma, Riverside County, Los Angeles, and surrounding areas.

About VA Loans

It's time to unlock your VA home loan benefits and start investing in your future! VA home loans do not require mortgage insurance even with $0 down payment and there is no funding fee for qualified Veterans and surviving spouses. In addition, we offer zero lender fee loans on all loan programs (excluding down payment assistance loan programs and Brokered loans) **appraisal, credit report, and third parties' fees apply**. This can save you anywhere from $995-$2,000 in fees alone. Once you find the perfect home, allow us to help you quickly find the perfect mortgage loan. To learn more about homes loans for veterans in Chula Vista or San Diego, visit our VA Loans page!

Thank you, Veterans!!! You have served our Country well now allow us to serve you, your friends, and your family.

In addition, we have many refinance loan options to help you save money on your mortgage loan and/or overall savings by paying off high interest debt. Click here to use my easy form or call me for details. If you’re a Veteran and are eligible for a VA mortgage loan, you’re able to in some cases access up to 100% of your equity with our VA cash out refinance loan program. Also, please ask about our zero lender fee loans (appraisal, credit report, and third-party fees apply). On average we're able to pre-approve you within 24-48 hours and close VA, FHA, and Conventional mortgage loans within 21 days!

I've been providing VA home loans for Veterans and assisting non-service members in Chula Vista and San Diego CA for over 21 years and look forward to providing you the honesty, integrity, and professionalism you deserve.

Contact us today to begin your pre-approval process!

What are you waiting for?

Getting started is easy. We offer competitive rates, have great service, and always close on time.


About Andre Enriques Mortgage Banker - VA Loan Expert

Since we are not only a mortgage broker but, a Direct Mortgage Lender, we can help alleviate much of the stress associated with purchasing a home by providing fast in-house underwriting, processing, and a fast closing. In addition, by working with a direct lender you eliminate the middleman (Mortgage Brokers), you will have access to our low-cost mortgage loans with a more competitive interest rate than the competition. Even though we are a direct lender, we have access to broker to over 40 different lenders in case there is a particular loan program we do not offer directly. By working with my team and I, you can always expect honest answers and stress-free closings!

Local Loan Options

Whether you're a first-time home buyer looking to buy your first home in Chula Vista or in San Diego, purchasing your dream home, refinancing an outstanding loan, or consolidating debt; I'm here to help you take that first step towards your financial goals.

Once more, we specialize in VA loans for qualified Veterans, FHA loans, and many, many more loan products.

FHA Loans

VA Loans

Conventional Loans

Cash Out Refinance Loans

Reverse Mortgage

What our clients are saying

Erwin W.

Look no further, Andre goes the extra mile

As a real estate professional in the escrow side of the business for 17 years, I’ve seen Loan Officers arrive then disappear shortly thereafter.  Andre is one of those select few with staying power in the mortgage lending industry because of his integrity, communication skills, and analytical abilities. If you are looking for a Loan Officer who will go all out and work hard with your best interests in mind, then Andre is your guy!

Vivian P.

Andre truly cares about his clients

Andre is a true professional in every sense of the word. My husband and I were very lucky to find him when we purchased our first home, 8 years ago. And once again, he has gone above and beyond for us with the recent purchase of our new home. Andre truly cares about his clients, and we are more than happy to recommend him to anyone in the process of purchasing a home or refinancing. Thank you very much Andre, you are the best!!

Cesiah B.

Well informed and stress free!

Andre and his team are everything you would want and expect while going through any loan process. They keep you well informed so that the process is stress free. They were beyond helpful and made sure that I knew exactly what was going on and took the time to explain and educate me. Being a Veteran( and it being Veteran’s Day tomorrow coincidently ) I must say that there is no doubt in my mind that they are truly experts and care about each individual experience!

Sergio S.

Perfect qualities for a loan officer and colleague

Andre is a very honest, sincere, and hard working loan officer. His work ethic and integrity are in line with mine. this is why, I choose to work with this great team….He is not competition, he is a friend in the business…

Lisa A.

Andre made the process smooth and simple

Worked with Andre and he made the process so easy for us.  Loans require a lot paperwork now and Andre was great at making everything simple and easy.  He kept us updated the entire time and I would recommend him.

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Best Mortgage companies in Chula Vista

Best Mortgage companies in Chula Vista


Andre Enriques
License # NMLS 220937
DRE # 01713544

Contact Us

Andre Enriques Mortgage Banker - VA Loan Expert, a dba of Anchor Funding Inc

Chula Vista Office
Phone: (619) 323-2066
Cell (619) 208-6499
891 Kuhn Drive, Suite #204
Chula Vista, CA 91914

San Diego Office
Phone: (619) 208-6499
6336 Greenwich Dr, Suite A
San Diego, CA 92122

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Equal Housing Lender

NOT ALL APPLICANTS QUALIFY. First Priority Home Loans is a DBA of Anchor Funding, Inc. is licensed by The
California Bureau of Real Estate #01276087. FHA Non-supervised lender #00257-0000-5
NMLS #1626581 & #236419
NMLS Consumer Access
Loans made or arranged pursuant to the California Department of Financial Protection and Innovation
California Finance Lenders Law license number 603 L293