Looking for a VA Mortgage lender in Coronado? Your search ends here!

At Andre Enriques Mortgage Banker – VA Loan Expert, we specialize in VA loans tailored to meet the needs of our military community in Coronado. Whether you’re buying your dream home, refinancing, or looking to lower your monthly payments, we’ve got you covered.

Why choose us?

No Down Payment:

One of the most significant advantages of a VA loan is that eligible borrowers can purchase a home with no down payment, making homeownership more accessible, especially for military members who may not have significant savings.

No Private Mortgage Insurance (PMI):

Unlike conventional loans, VA loans don’t require private mortgage insurance, which can save borrowers a significant amount of money each month.

Competitive Interest Rates:

VA loans typically offer competitive interest rates compared to conventional loans, potentially saving borrowers thousands of dollars over the life of the loan.

Flexible Credit Requirements:

While lenders still review credit history, VA loans generally have more lenient credit requirements compared to conventional loans, making them accessible to a broader range of borrowers.

Streamlined Refinance Options:

VA loans offer streamlined refinancing options, such as the Interest Rate Reduction Refinance Loan (IRRRL) or VA Cash-Out Refinance, which can help borrowers lower their monthly payments or access their home’s equity for other purposes.

Limits on Closing Costs:

The VA limits the closing costs that veterans can pay, reducing the financial burden on buyers. Additionally, sellers can contribute towards closing costs on behalf of the buyer.

Reuse of Entitlement:

VA loan benefits can be reused, allowing eligible borrowers to use their VA loan entitlement multiple times throughout their lives.

Assistance for Disabled Veterans:

The VA offers additional assistance to disabled veterans, including funding for home modifications to accommodate disabilities.