VA Loans in Mira Mesa
VA Loans in Mira Mesa VA loans in Mira Mesa is a great way to purchase a home with low rates, no PMI, no lender fees, and a fast closing. Mira Mesa is a great neighborhood to live in San Diego County. If you are interested in obtaining a VA loan for a home in…
Read MoreVA Loan Benefits Explained
VA Loan Benefits Explained A VA loan, backed by the U.S. Department of Veterans Affairs offers several benefits to eligible veterans, active-duty service members, and some members of the National Guard and Reserves: No Down Payment: One of the most significant advantages is that most VA borrowers can purchase a home with no down…
Read MoreMy Mortgage Promise: Delivering Dreams to Your Doorstep
My Mortgage Promise: Delivering Dreams to Your Doorstep Integrity As a mortgage lender, my promise is to always act with integrity. This means being honest and transparent with my clients about the lending process, fees, and any potential risks involved. I strive to ensure that my clients fully understand their mortgage options and make informed…
Read MoreFactors That Impact Your Credit Score
Factors That Impact Your Credit Score There are many factors that can impact your credit score. Hope this helps give you an overview of how credit scores work. Payment history: This is the most important factor that impacts your credit score. Late payments, collections, and bankruptcies can have a negative impact. Credit utilization: This is…
Read MoreWhy are VA Home Loans Better
Why are VA Home Loans Better VA loans are a type of mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs. They are designed to help active-duty military members, veterans, and their families purchase homes with favorable terms and conditions. One of the biggest advantages of VA loans is that they typically require…
Read MoreMortgage Tips
Mortgage Tips Want to save big on your mortgage? Make it automatic! Set up bi-weekly automatic payments and watch your savings grow over time. Here’s how: Automatic Biweekly Payments Split your monthly payment in half and pay every two weeks. You won’t feel much of a difference on your budget, but you will see your…
Read MoreStaying on Top of The Real Estate Market
Staying on Top of The Real Estate Market The real estate market is constantly evolving, and it’s extremely important to stay on top of these changes if you want to succeed in investing in this industry. One of the most important things you can do is to keep up with current trends and…
Read More401K Versus Home
401K Versus Home Are you struggling to decide where to invest your hard-earned money for the best returns? As it turns out, investing in a home could give you better returns than your 401k. This has been proven time and time again. According to Rocket Homes, homeowners who purchased their homes 7-10 years ago…
Read MoreHaving Trouble Getting an Offer Accepted
Having Trouble Getting an Offer Accepted? The truth is sometimes; it Is the nature of the market, but sometimes it is not… Here are some of the reasons your offer may not be getting accepted… 1) You’re not being flexible on the closing date. Communication is key. If the seller needs more time to…
Read MoreBuyer Timeline
Buyer Timeline From finding the perfect property to closing the deal, here’s how long it typically takes to buy a home: Start by working with a lender (such as myself) to become pre-approved then doing your research and finding a reputable real estate agent who can help you navigate the home buying process (can help…
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