Posts Tagged ‘Chula Vista home loans’
The Power of Buying a Home Now
The Power of Buying a Home Now The decision to buy a home is influenced by various factors, and the perceived “power” of buying a home can depend on the individual’s circumstances, market conditions, and long-term financial goals. Here are some potential advantages and considerations that may highlight the power of buying a home:…
Read MoreNew Conforming Loan Limit
New Conforming Loan Limit The conforming loan limit is adjusted annually based on the Federal Housing Finance Agency’s (FHFA) assessment of changes in home prices. The new conforming loan limits for a given year are typically announced in November or December of the preceding year but was announced early this year and is now $750K.…
Read MoreMy Mortgage Promise: Delivering Dreams to Your Doorstep
My Mortgage Promise: Delivering Dreams to Your Doorstep Integrity As a mortgage lender, my promise is to always act with integrity. This means being honest and transparent with my clients about the lending process, fees, and any potential risks involved. I strive to ensure that my clients fully understand their mortgage options and make informed…
Read MoreStaying on Top of The Real Estate Market
Staying on Top of The Real Estate Market The real estate market is constantly evolving, and it’s extremely important to stay on top of these changes if you want to succeed in investing in this industry. One of the most important things you can do is to keep up with current trends and…
Read More401K Versus Home
401K Versus Home Are you struggling to decide where to invest your hard-earned money for the best returns? As it turns out, investing in a home could give you better returns than your 401k. This has been proven time and time again. According to Rocket Homes, homeowners who purchased their homes 7-10 years ago…
Read MoreHaving Trouble Getting an Offer Accepted
Having Trouble Getting an Offer Accepted? The truth is sometimes; it Is the nature of the market, but sometimes it is not… Here are some of the reasons your offer may not be getting accepted… 1) You’re not being flexible on the closing date. Communication is key. If the seller needs more time to…
Read MoreBuyer Timeline
Buyer Timeline From finding the perfect property to closing the deal, here’s how long it typically takes to buy a home: Start by working with a lender (such as myself) to become pre-approved then doing your research and finding a reputable real estate agent who can help you navigate the home buying process (can help…
Read MoreRate Buy Downs
Rate Buy Downs Unlock Your Dream Home: A Guide to Mortgage Rate Buy-down. Ready for some real talk about getting a mortgage loan? As rates inch a bit higher, more homeowners are looking into buying down their interest rate. Curious about what that means and if it’s right for you? Here’s the rundown on…
Read MoreThe Mortgage Process
The Mortgage Process Are you feeling lost in the mortgage process? You’re not alone. My clients often come to me feeling overwhelmed by the thought of getting a mortgage and what seems to be a complex process. They often tell me they’re confused and don’t know where to start. That’s why I guide them through…
Read MoreTips For a Better Interest Rate
Tips For a Better Interest Rate Want to save money on your next mortgage? This blog post is for YOU, friend! With interest rates on the rise, getting the best possible rate is even MORE important than ever — especially since it’ll be tagging along for the next, say, 15 or 30 years, unless interest…
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