Posts Tagged ‘FHA loans San Diego’
Come Home To The Mortgage Loan Experts
Come Home to the Mortgage Loan Experts: Why Working With Me Makes All the Difference Buying or refinancing a home is more than just a financial transaction it’s a life-changing decision. Whether you’re a first-time buyer, a seasoned investor, or a proud Veteran looking to use your VA loan benefit, who you work with matters.…
Read MoreStop Paying Your Landlords Mortgage
Stop Paying Your Landlords Mortgage Stop Paying Your Landlord’s Mortgage — Start Investing in Your Own If you’re renting in San Diego, Chula Vista, La Mesa, National City, Spring Valley, or surrounding areas chances are you’re already paying a mortgage — it’s just not yours. Every rent check you send each month is helping…
Read MoreReferrals Are Always Appreciated
Referrals Are Always Appreciated At Andre Enriques – Mortgage Banker – VA Loan Expert, we deeply value every referral. Whether it’s a friend, family member, co-worker, or client, your trust means everything — and we don’t take it lightly. What Sets Us Apart from the Competition 24+ Years of Mortgage Experience We’ve helped…
Read More100 Percent Financing FHA Loan
100 Percent Financing FHA Loan Unlocking Homeownership: Benefits of a 100 Percent Financing FHA Loan For many first-time homebuyers and families in Southern California, saving for a large down payment can feel like a major roadblock to homeownership. Fortunately, there’s a solution that makes owning a home more accessible — the 100 percent financing…
Read MoreHome Affordability Hack
Home Affordability Hack A temporary interest rate buydown is a powerful home affordability hack, especially in high-interest environments. It allows buyers to reduce their mortgage rate for the first 1–3 years of their home loan, making monthly payments more affordable during that initial period. What is a Temporary Buydown? A temporary buydown is when the…
Read MoreZero Down FHA Loan
Zero Down FHA Loan FHA does not technically offer a zero down FHA loan on its own, but borrowers can achieve zero down payment by combining an FHA loan with down payment assistance (DPA) program. Here’s how it works: FHA Loan Basics FHA loans require a minimum 3.5% down payment (for credit scores 580+). The loan…
Read MoreNew Year New Home
New Year New Home Achieving Your New Year Real Estate Goals in Chula Vista, Imperial Beach, and San Diego As the New Year begins, many of us reflect on our goals and aspirations. If homeownership or real estate investment is on your list, there’s no better time to start planning than now. Whether you’re a…
Read MoreInterest Rates Are Falling
Interest Rates are Falling When interest rates drop, it can have several significant effects on the economy and personal finances. If you have a rate above 6.5%, we need to chat. There are in many cases huge money savings benefits: Cheaper Borrowing Costs: Lower interest rates make it cheaper for individuals and businesses to…
Read MoreHow To Avoid the Summer Real Estate Bidding Wars
Buying a property now before the summer months and the future rate reductions is a smart move. Now is the best time to buy to avoid the flood of buyers once the rates pull back. Here are several advantages to buying now: Avoiding Bidding Wars: During the summer months, when the real estate market…
Read MoreEveryone Likes Saving Money
Everyone Likes Saving Money Buying a home can save money compared to renting in the long run due to several factors: Equity Building: Unlike renting, mortgage payments contribute to building equity, which is essentially savings that can be tapped into later through home equity loans or by selling the property. Stable Payments: With a…
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