Low down payment loan programs

We offer low down payment loans in Chula Vista, Riverside, and San Diego County. There are many loan programs which we offer that require little to no money down. Below is a brief list of loan programs and their minimum down requirements:

*VA loans require $0 down payment

*FHA requires as little as 3.5% down payment

*Conventional loans require as little as 3% down payment

*USDA loans require $0 down payment

*Jumbo loans require as little as 11% down payment

*No Income no employment loans require as little as 20% down for a single-family residence

*Bank statement loans with as little as 20% down

These are just a few of the low down payment loan programs in Chula Vista that we offer. My protocol is to set you up with the loan program that best suits your particular loan scenario and credit profile. There is not one loan program for all because every borrower has their own unique home loan scenario, and each program has their own set of guidelines and requirements. Besides low down payment loans in Chula Vista, we do not charge any lender fees or Origination on most of our loan programs, which will save you $$. On average a pre-approval turn time is 24-48 hours and we are able to close within 21 days. Our goal is to ensure you have a stress-free and seamless experience. To learn more about these loan programs or to become pre-approved, please contact me directly at 619-208-6499.

About us

We have been in the mortgage business for 21+ years and are a direct lender as well as a mortgage broker. We have in-house processing and underwriting as well as docs/ funding. Our overall on-line rating is 5 stars. My team and I look forward to providing you the honesty, integrity, and professionalism you deserve.