Do I qualify for a home loan
Do I qualify for a home loan
Do I qualify for a home loan? I’m sure you or someone you know have asked themselves this question. Over the past 21+ years I have been helping borrowers all over Chula Vista and San Diego find the answer to this common question. Qualifying for a home loan is much easier than one would think. We offer FHA & VA loans to borrowers with credit scores as low as 580, as long as they have been employed in a full-time permanent position for at least two years, have filed their income taxes for the past two years, have shown the ability to pay their current rent, credit cards, and car loans in a timely manner, and earn enough to qualify for their current debt and a home loan with a debt-to-income ratio between 55%-60% max of their gross monthly income. There are of course certain loopholes that allow us to overcome these requirements on a case-by-case basis. We offer many more loan products with their own distinct guidelines, but these are just two of the most popular. I would love the opportunity to go over your particular scenario with you to help you or someone you know to help answer the question “do I qualify for a home loan”.
Our home loan promise to you
My team and I promise to make the process of securing a mortgage loan simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Buying a home in Chula Vista, San Diego, Miramar, Point Loma, El Cajon, Lakeside, Oceanside, Santee or anywhere in our great State of California is a big investment. We promise to be there with you every step of the way. Our company has been in this business for a long time, and we invite you to put our experience and expertise to work for you.
Remember not every Mortgage Lender is created equal, experience lower rates and superior service by working with my team and I. We look forward to assisting you with your mortgage needs and providing you with the honesty, integrity, and professionalism you deserve.
