Down Payment Tips
Down Payment Tips Need some inspiration and ideas for saving for a down payment? I got you covered! 1. Set up automatic transfers from your checking to your savings account each month. 2. Decide now to put aside raises, bonuses, gifts, or tax refunds. 3. Skip the costly vacation, plan a staycation, and save the…
Read MorePayoff Your Mortgage Fast
Payoff Your Mortgage Fast Want to know how to pay off your mortgage fast? Rather than paying your mortgage once a month, switch to biweekly payments. In theory, you will be paying the same amount each month. However, there are 52 weeks in a year which would be 13 full-sized payments per year through biweekly…
Read MoreVA Home Loan Calculator
VA Home Loan Calculator VA home loan calculator is great but are not always accurate and can be found on various websites such as VA.gov, Bankrate.com, and Zillow.com. These calculators allow you to input information such as your income, credit score, and the price of the home you are interested in purchasing to estimate your…
Read MoreQuestions For Your Lender
Questions For Your Lender If it’s your first time buying a home, or you’re looking for a new place to live, knowing the right questions to ask your lender will put you ahead of the game. The 3 Key Questions You should ask a lender when buying a home: 1. How much home can I…
Read MoreShould I Buy
Should I Buy In 2023 It’s true. Buying a home is a life-changing decision — and one no one should take lightly. If you’re thinking of buying, my advice is to gather as much info as you can from industry experts like me! Top of the list is getting prepared by securing a mortgage (Pre-approval). Then……
Read MoreFrequently Asked Questions
Frequently Asked Questions FAQ: What are the hidden costs of buying & owning a home? Great question! While these are estimates, they will give you a good idea of what to expect: • One-time closing costs estimate: 2% of the home’s purchase price. • Annual property taxes: 1.25% of your home’s value, unless there’s Mello…
Read MoreNew Year New Opportunities
New Year New Opportunities New Year New Opportunities is a great way to start 2023. The start of a new year is the perfect time to take advantage of real estate buying opportunities and to make positive financial changes in your life. Working with the right mortgage banker is a great way to do just that. As a broker and…
Read MoreChula Vista Mortgage Loans
Chula Vista Mortgage Loans I’m a mortgage banker whose been serving the City of Chula Vista residents with their mortgage needs for over two decades. As a native Chula Vista resident, I know the city very well and have seen it grow substantially over the years. I can honestly say, Chula Vista is a great…
Read MoreVeterans Invest Your BAH in Chula Vista Real Estate
Veterans Invest Your BAH in Chula Vista Real Estate Basic Housing Allowance and buying real estate When it comes to your income and purchasing power, active-duty Veterans receive BAH income which can be used to qualify for a home purchase. BAH is the single most powerful allowance to help you pay your mortgage payments. With…
Read MoreLow down payment loan programs
Low down payment loan programs We offer low down payment loans in Chula Vista, Riverside, and San Diego County. There are many loan programs which we offer that require little to no money down. Below is a brief list of loan programs and their minimum down requirements: *VA loans require $0 down payment *FHA requires…
Read More
