FHA Home Loans
FHA Home Loans FHA home loans are a great loan program for those with little down or with some past credit events. FHA home loans are insured by the Federal Housing Administration and offer a lot lower interest rates than a Conventional loan. Qualifying for an FHA home loan is easier than one would think…
Read MoreDo I qualify for a home loan
Do I qualify for a home loan Do I qualify for a home loan? I’m sure you or someone you know have asked themselves this question. Over the past 21+ years I have been helping borrowers all over Chula Vista and San Diego find the answer to this common question. Qualifying for a home loan…
Read MoreVA Loan Requirements
VA Loan Requirements VA loan requirements are not as stringent as other loan programs. Whether you’re an active-duty Veteran, out of the service, or retired; we’re able to help you secure a VA loan. Below are a few of the basic requirements: *Minimum 580 credit score *Have a Certificate of eligibility (If not yet requested,…
Read MoreOur Team of Chula Vista VA Loan Experts Are Here To Help
Your Local VA Loan Experts Our Team of Chula Vista VA Loan Experts Are Here to Help! The VA loan is a loan product which allows for the purchase of a home with no money down, we offer competitive interest rates, and no lender fees. Below is a brief outline of the process: How…
Read MoreNo Income No Employment Home Loan
No Income no employment loan is here. Yes, that’s right I offer this loan program which doesn’t require any income or employment to buy a primary residence or second home. It’s a very easy loan to qualify for with minimal requirements and is intended for a select number of individuals who can put at least…
Read MoreHow to qualify for a VA loan
How to Qualify for a VA Loan Set an appointment with a VA loan Specialist such as myself and gather required documents (such as VA certificate of eligibility), DD214 or statement of service, most recent pay stubs, asset statements, tax returns, Etc.) to present during the pre-approval appointment, which help to assess qualifications. During the appointment. I…
Read MoreLow Interest Rate VA Loans
Low interest rate VA loans Low Interest Rate VA Loans is the best loan product with the lowest rate to secure when purchasing a property. VA loans do not require any down payment and we waive all lender fees for our military veterans, which in turn saves thousands of dollars. Out of all the loan…
Read More3-2-1 Interest Rate Buydown
3-2-1 Interest Rate Buydown A 3-2-1 interest rate buydown has quickly become a popular option to help reduce monthly mortgage payments during the first three years of home ownership. This is a great option because within 1-2 or 3 years down the line, borrowers can always refinance their mortgage whenever we have an interest rate…
Read MoreWhy is choosing the right Realtor and Lender so important
Why is choosing the right Realtor and Lender so important I’ve seen it time and time again over the years where I step in to assist in closing a loan where another lender was either way too busy or incorrectly qualified the borrowers. When it comes to mortgage lending, I pride myself in providing the…
Read MoreVA loans in San Diego
VA Loans in San Diego VA loans in San Diego are a great home loan product available to qualified Veterans. VA home loans do not require a down payment, and we waive all lender fees for our military heroes. Below is a brief outline of the steps to become pre-approved. The…
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