No Income No Employment Home Loan
No Income no employment loan is here. Yes, that’s right I offer this loan program which doesn’t require any income or employment to buy a primary residence or second home. It’s a very easy loan to qualify for with minimal requirements and is intended for a select number of individuals who can put at least…
Read MoreHow to qualify for a VA loan
How to Qualify for a VA Loan Set an appointment with a VA loan Specialist such as myself and gather required documents (such as VA certificate of eligibility), DD214 or statement of service, most recent pay stubs, asset statements, tax returns, Etc.) to present during the pre-approval appointment, which help to assess qualifications. During the appointment. I…
Read MoreLow Interest Rate VA Loans
Low interest rate VA loans Low Interest Rate VA Loans is the best loan product with the lowest rate to secure when purchasing a property. VA loans do not require any down payment and we waive all lender fees for our military veterans, which in turn saves thousands of dollars. Out of all the loan…
Read More3-2-1 Interest Rate Buydown
3-2-1 Interest Rate Buydown A 3-2-1 interest rate buydown has quickly become a popular option to help reduce monthly mortgage payments during the first three years of home ownership. This is a great option because within 1-2 or 3 years down the line, borrowers can always refinance their mortgage whenever we have an interest rate…
Read MoreWhy is choosing the right Realtor and Lender so important
Why is choosing the right Realtor and Lender so important I’ve seen it time and time again over the years where I step in to assist in closing a loan where another lender was either way too busy or incorrectly qualified the borrowers. When it comes to mortgage lending, I pride myself in providing the…
Read MoreVA loans in San Diego
VA Loans in San Diego VA loans in San Diego are a great home loan product available to qualified Veterans. VA home loans do not require a down payment, and we waive all lender fees for our military heroes. Below is a brief outline of the steps to become pre-approved. The…
Read MoreVA loans in Chula Vista
VA loans in Chula Vista VA loans in Chula Vista are a great home loan option for qualified Veterans. This loan product allows for the purchase of a home with no money down and we offer competitive interest rates. Below is a brief outline of the process: How to Get Approved for VA Loans Set…
Read MoreIs now a good time to buy
Is now a good time to buy I have been asked this question many times recently and can honestly say, it’s never a bad time to buy real estate. Due to many recent interest rate hikes in 2022, it has pushed many qualified buyers to put their interest in purchasing a home on…
Read MoreWhat are impounds?
An impound account, also known as an escrow account is required on VA and FHA loans but is optional on all Conventional loans with a minimum of 5% down. An impound account is an account set up to include taxes and insurance within the monthly mortgage payment. When the impound account is initiated (usually when…
Read MoreWhat is Private Mortgage Insurance?
PMI or MI also known as private mortgage insurance, is an insurance required on all FHA mortgage loans (regardless of down payment amount) and Conventional loans (whenever the borrower(s) come in with less than 20% down payment). Mortgage insurance was created to help insure the lender so that in the case of default, the lender…
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