Posts Tagged ‘Chula Vista VA Loans’
Stop Paying Your Landlords Mortgage
Stop Paying Your Landlords Mortgage Stop Paying Your Landlord’s Mortgage — Start Investing in Your Own If you’re renting in San Diego, Chula Vista, La Mesa, National City, Spring Valley, or surrounding areas chances are you’re already paying a mortgage — it’s just not yours. Every rent check you send each month is helping…
Read MoreReferrals Are Always Appreciated
Referrals Are Always Appreciated At Andre Enriques – Mortgage Banker – VA Loan Expert, we deeply value every referral. Whether it’s a friend, family member, co-worker, or client, your trust means everything — and we don’t take it lightly. What Sets Us Apart from the Competition 24+ Years of Mortgage Experience We’ve helped…
Read MoreHome Affordability Hack
Home Affordability Hack A temporary interest rate buydown is a powerful home affordability hack, especially in high-interest environments. It allows buyers to reduce their mortgage rate for the first 1–3 years of their home loan, making monthly payments more affordable during that initial period. What is a Temporary Buydown? A temporary buydown is when the…
Read MoreVA Loan Myths Uncovered
VA Loan Myths Uncovered: What Veterans in San Diego, Spring Valley, Chula Vista, and Imperial Beach Need to Know. For Veterans and active-duty service members looking to buy a home in San Diego, Spring Valley, Chula Vista, or Imperial Beach, the VA home loan is one of the best mortgage options available. However, there…
Read MoreWhat Not to Do When Applying for a VA Home Loan
What Not to Do When Applying for a VA Home Loan When applying for a VA home loan, making mistakes can delay your approval or even jeopardize your eligibility. Here are some things to avoid during the process: Don’t Make Large Purchases Avoid buying expensive items like cars, furniture, or appliances on credit. New debts…
Read MoreWho You Work With Matters
Who You Work With Matters Choosing the Right Mortgage Expert Buying a home or refinancing your mortgage is one of the most important financial decisions you’ll make. The process can be complex, and having the right mortgage expert by your side makes all the difference. Working with a trusted and experienced professional ensures you get…
Read MoreRefinancing Out of Your Low Rate Sometimes Makes Sense
Refinancing Out of Your Low Rate Sometimes Makes Sense Switching from an Adjustable-Rate Mortgage (ARM) to a Fixed Rate – If your ARM is about to adjust to a significantly higher rate, locking in a fixed rate can provide stability and predictability in payments. Eliminating Private Mortgage Insurance (PMI) – If your home value has…
Read MoreVeteran and Non Veteran Co Borrower
Key Requirements for a Veteran & Non-Veteran Co-Borrower When a veteran and a non-veteran (who is not the veteran’s spouse) apply for a VA loan together, the loan is considered a joint VA loan, and different rules apply compared to a standard VA loan. Here’s what you need to know: Down Payment Requirement When a…
Read MoreVA Bonus Entitlement Benefit
Unlock Your Full Homebuying Power! Did you know your VA Bonus Entitlement benefit doesn’t stop at one home? With VA Bonus Entitlement, you can buy again while keeping your current VA loan, that’s right you can have two VA loans simultaneously! Buy a second owner occupied home with VA financing Keep your current home as…
Read MoreVA Loan Hack How to Pay Off Your Home Faster
VA Loan Hack How to Pay Off Your Home Faster Owning a home is a major milestone, and for many Veterans and active-duty service members, the VA loan offers an incredible opportunity to achieve homeownership with zero down payment and competitive interest rates. But what if you could pay off your home even faster, saving…
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