Posts Tagged ‘El Cajon’
The Power of the HELOC
The Power of the HELOC: Unlock Flexibility, Freedom, and Financial Control If you’re a homeowner in San Diego or Chula Vista sitting on equity, you may be holding the key to financial flexibility without even realizing it. Enter the HELOC—or Home Equity Line of Credit—a powerful tool that puts your home equity to work when…
Read MoreUnlocking the Power of a DSCR Home Loan
Unlocking the Power of a DSCR Home Loan Features of a DSCR Loan Qualification Based on Property Cash Flow Approval is based on the property’s income potential—not your personal income. The key metric is the Debt Service Coverage Ratio (DSCR), which compares the property’s net operating income (NOI) to the proposed debt payment. Flexible DSCR…
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