Posts Tagged ‘FHA home loans’
Mortgage Loans Made Easy
Mortgage Loans Made Easy For many homebuyers and homeowners, the words mortgage loan can feel overwhelming. Between paperwork, credit questions, and interest rates, it’s easy to assume the process is complicated. The truth is, when done right, getting a mortgage can be simple, clear, and stress-free, with the right guidance. After more than 25 years…
Read MoreHow to Save Thousands On Your Home Loan
How to Save Thousands On Your Home Loan For most homeowners, a mortgage is the biggest debt they’ll ever take on in their lifetime. While a traditional 30-year mortgage makes monthly payments more affordable, it also means paying a significant amount of interest over time. The good news? With a few smart strategies, you can…
Read MoreCome Home To The Mortgage Loan Experts
Come Home to the Mortgage Loan Experts: Why Working With Me Makes All the Difference Buying or refinancing a home is more than just a financial transaction it’s a life-changing decision. Whether you’re a first-time buyer, a seasoned investor, or a proud Veteran looking to use your VA loan benefit, who you work with matters.…
Read MoreStop Paying Your Landlords Mortgage
Stop Paying Your Landlords Mortgage Stop Paying Your Landlord’s Mortgage — Start Investing in Your Own If you’re renting in San Diego, Chula Vista, La Mesa, National City, Spring Valley, or surrounding areas chances are you’re already paying a mortgage — it’s just not yours. Every rent check you send each month is helping…
Read MoreReferrals Are Always Appreciated
Referrals Are Always Appreciated At Andre Enriques – Mortgage Banker – VA Loan Expert, we deeply value every referral. Whether it’s a friend, family member, co-worker, or client, your trust means everything — and we don’t take it lightly. What Sets Us Apart from the Competition 24+ Years of Mortgage Experience We’ve helped…
Read More100 Percent Financing FHA Loan
100 Percent Financing FHA Loan Unlocking Homeownership: Benefits of a 100 Percent Financing FHA Loan For many first-time homebuyers and families in Southern California, saving for a large down payment can feel like a major roadblock to homeownership. Fortunately, there’s a solution that makes owning a home more accessible — the 100 percent financing…
Read MoreWho You Work With Matters
Who You Work With Matters Choosing the Right Mortgage Expert Buying a home or refinancing your mortgage is one of the most important financial decisions you’ll make. The process can be complex, and having the right mortgage expert by your side makes all the difference. Working with a trusted and experienced professional ensures you get…
Read MoreZero Down FHA Loan
Zero Down FHA Loan FHA does not technically offer a zero down FHA loan on its own, but borrowers can achieve zero down payment by combining an FHA loan with down payment assistance (DPA) program. Here’s how it works: FHA Loan Basics FHA loans require a minimum 3.5% down payment (for credit scores 580+). The loan…
Read MoreNew Year New Home
New Year New Home Achieving Your New Year Real Estate Goals in Chula Vista, Imperial Beach, and San Diego As the New Year begins, many of us reflect on our goals and aspirations. If homeownership or real estate investment is on your list, there’s no better time to start planning than now. Whether you’re a…
Read MoreNew Loan Limits Are Out for 2025
New Loan Limits Are Out for 2025 Hot off the press!! The Federal Housing Finance Agency (FHFA) has announced that the baseline conforming loan limit for 2025 will increase to $806,500, up by $39,950 from the 2024 limit. In high-cost areas, the limit will rise to $1,209,750, which is 150% of the baseline limit. These…
Read More
