Posts Tagged ‘FHA home loans’
Having Trouble Getting an Offer Accepted
Having Trouble Getting an Offer Accepted? The truth is sometimes; it Is the nature of the market, but sometimes it is not… Here are some of the reasons your offer may not be getting accepted… 1) You’re not being flexible on the closing date. Communication is key. If the seller needs more time to…
Read MoreThe Mortgage Process
The Mortgage Process Are you feeling lost in the mortgage process? You’re not alone. My clients often come to me feeling overwhelmed by the thought of getting a mortgage and what seems to be a complex process. They often tell me they’re confused and don’t know where to start. That’s why I guide them through…
Read MoreGreat News For FHA Buyers
Great News For FHA Buyers Hot off the press!!! FHA just announced the reduction of the monthly mortgage insurance premium!! This is great news for FHA buyers because this will give homebuyers more home buying power and monthly savings. FHA monthly mortgage insurance premium will be reduced from .85% down to .55% for loan amounts…
Read MoreTips For a Better Interest Rate
Tips For a Better Interest Rate Want to save money on your next mortgage? This blog post is for YOU, friend! With interest rates on the rise, getting the best possible rate is even MORE important than ever — especially since it’ll be tagging along for the next, say, 15 or 30 years, unless interest…
Read MoreDown Payment Tips
Down Payment Tips Need some inspiration and ideas for saving for a down payment? I got you covered! 1. Set up automatic transfers from your checking to your savings account each month. 2. Decide now to put aside raises, bonuses, gifts, or tax refunds. 3. Skip the costly vacation, plan a staycation, and save the…
Read MorePayoff Your Mortgage Fast
Payoff Your Mortgage Fast Want to know how to pay off your mortgage fast? Rather than paying your mortgage once a month, switch to biweekly payments. In theory, you will be paying the same amount each month. However, there are 52 weeks in a year which would be 13 full-sized payments per year through biweekly…
Read MoreShould I Buy
Should I Buy In 2023 It’s true. Buying a home is a life-changing decision — and one no one should take lightly. If you’re thinking of buying, my advice is to gather as much info as you can from industry experts like me! Top of the list is getting prepared by securing a mortgage (Pre-approval). Then……
Read MoreFrequently Asked Questions
Frequently Asked Questions FAQ: What are the hidden costs of buying & owning a home? Great question! While these are estimates, they will give you a good idea of what to expect: • One-time closing costs estimate: 2% of the home’s purchase price. • Annual property taxes: 1.25% of your home’s value, unless there’s Mello…
Read MoreFHA Home Loans
FHA Home Loans FHA home loans are a great loan program for those with little down or with some past credit events. FHA home loans are insured by the Federal Housing Administration and offer a lot lower interest rates than a Conventional loan. Qualifying for an FHA home loan is easier than one would think…
Read MoreWhy FHA loans are a great option
Why FHA loans are a great option Why FHA loans are a great option. FHA loans were created to help prospective home buyers purchase a home with little down and to help those with less than perfect credit. FHA loans are insured by HUD which is the government. FHA loans are a great option because:…
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