Posts Tagged ‘FHA loans National City’
Come Home To The Mortgage Loan Experts
Come Home to the Mortgage Loan Experts: Why Working With Me Makes All the Difference Buying or refinancing a home is more than just a financial transaction it’s a life-changing decision. Whether you’re a first-time buyer, a seasoned investor, or a proud Veteran looking to use your VA loan benefit, who you work with matters.…
Read MoreStop Paying Your Landlords Mortgage
Stop Paying Your Landlords Mortgage Stop Paying Your Landlord’s Mortgage — Start Investing in Your Own If you’re renting in San Diego, Chula Vista, La Mesa, National City, Spring Valley, or surrounding areas chances are you’re already paying a mortgage — it’s just not yours. Every rent check you send each month is helping…
Read MoreReferrals Are Always Appreciated
Referrals Are Always Appreciated At Andre Enriques – Mortgage Banker – VA Loan Expert, we deeply value every referral. Whether it’s a friend, family member, co-worker, or client, your trust means everything — and we don’t take it lightly. What Sets Us Apart from the Competition 24+ Years of Mortgage Experience We’ve helped…
Read More100 Percent Financing FHA Loan
100 Percent Financing FHA Loan Unlocking Homeownership: Benefits of a 100 Percent Financing FHA Loan For many first-time homebuyers and families in Southern California, saving for a large down payment can feel like a major roadblock to homeownership. Fortunately, there’s a solution that makes owning a home more accessible — the 100 percent financing…
Read MoreWho You Work With Matters
Who You Work With Matters Choosing the Right Mortgage Expert Buying a home or refinancing your mortgage is one of the most important financial decisions you’ll make. The process can be complex, and having the right mortgage expert by your side makes all the difference. Working with a trusted and experienced professional ensures you get…
Read MoreZero Down FHA Loan
Zero Down FHA Loan FHA does not technically offer a zero down FHA loan on its own, but borrowers can achieve zero down payment by combining an FHA loan with down payment assistance (DPA) program. Here’s how it works: FHA Loan Basics FHA loans require a minimum 3.5% down payment (for credit scores 580+). The loan…
Read MoreInterest Rates Are Falling
Interest Rates are Falling When interest rates drop, it can have several significant effects on the economy and personal finances. If you have a rate above 6.5%, we need to chat. There are in many cases huge money savings benefits: Cheaper Borrowing Costs: Lower interest rates make it cheaper for individuals and businesses to…
Read MoreHow To Avoid the Summer Real Estate Bidding Wars
Buying a property now before the summer months and the future rate reductions is a smart move. Now is the best time to buy to avoid the flood of buyers once the rates pull back. Here are several advantages to buying now: Avoiding Bidding Wars: During the summer months, when the real estate market…
Read MoreEveryone Likes Saving Money
Everyone Likes Saving Money Buying a home can save money compared to renting in the long run due to several factors: Equity Building: Unlike renting, mortgage payments contribute to building equity, which is essentially savings that can be tapped into later through home equity loans or by selling the property. Stable Payments: With a…
Read MoreSick of Renting
Sick of Renting Renting has its drawbacks, including: Lack of Equity: Rent payments don’t contribute to ownership, so renters don’t build equity in a property. In many instances, one can own for about the same payment or a little more than their rent and invest in real estate. Limited Control: Renters often have restrictions…
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