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We Specialize in VA Loans
We Specialize in VA Loans How One Veteran Couple Turned Their Dream Into Reality With a VA Loan There’s nothing more rewarding than helping a deserving family achieve the dream of homeownership, especially when that family has served our country. I recently had the honor of assisting a Veteran couple, Jorge and Cindy, through the…
Read MoreWhy You Should Use Your VA Loan Benefit
Why You Should Use Your VA Loan Benefit The VA loan is hands down the best mortgage loan there is. Here are some reasons why. First, VA guarantees the loan for 100% of the appraised value of the property (technically, the loan is for the Notice of Value amount, which in most cases is…
Read MoreThe Power of the HELOC
The Power of the HELOC: Unlock Flexibility, Freedom, and Financial Control If you’re a homeowner in San Diego or Chula Vista sitting on equity, you may be holding the key to financial flexibility without even realizing it. Enter the HELOC—or Home Equity Line of Credit—a powerful tool that puts your home equity to work when…
Read MoreVA Cash Out Refinance
VA Cash Out Refinance Unlock the equity in Your Home: VA Cash Out Refinance Benefits for all Veterans If you’re a Veteran, active-duty service member, or surviving spouse living in the San Diego area, there’s a powerful mortgage option that could help you tap into the value of your home: the VA Cash Out Refinance.…
Read MoreThe Ultimate Guide to VA Home Loans
The Ultimate Guide to VA Home Loans What Is a VA Home Loan? A VA home loan is a mortgage option backed by the U.S. Department of Veterans Affairs, designed to help eligible Veterans, active-duty service members, and certain surviving spouses purchase, build, or refinance a home. These loans often feature benefits like no down…
Read MoreVA Loan Secrets That Can Save You Thousands
VA Loan Secrets That Can Save You Thousands VA Loan Secrets That Can Save You Thousands If you’re a Veteran or active-duty service member, you’ve likely heard of VA home loans—but chances are, you haven’t been told everything. Beyond the well-known benefit of zero down payment, VA loans come with hidden perks and strategies that…
Read MoreThe Power of Bank Statement Home Loans
The Power of Bank Statement Home Loans Key Benefits of Bank Statement Loans No Tax Returns Required Instead of tax returns or W-2s, you qualify using 12–24 months of personal or business bank statements. Ideal for Self-Employed Borrowers Perfect for business owners, freelancers, and gig economy workers who may write off significant expenses on…
Read MoreStop Paying Your Landlords Mortgage
Stop Paying Your Landlords Mortgage Stop Paying Your Landlord’s Mortgage — Start Investing in Your Own If you’re renting in San Diego, Chula Vista, La Mesa, National City, Spring Valley, or surrounding areas chances are you’re already paying a mortgage — it’s just not yours. Every rent check you send each month is helping…
Read MoreReferrals Are Always Appreciated
Referrals Are Always Appreciated At Andre Enriques – Mortgage Banker – VA Loan Expert, we deeply value every referral. Whether it’s a friend, family member, co-worker, or client, your trust means everything — and we don’t take it lightly. What Sets Us Apart from the Competition 24+ Years of Mortgage Experience We’ve helped…
Read More100 Percent Financing FHA Loan
100 Percent Financing FHA Loan Unlocking Homeownership: Benefits of a 100 Percent Financing FHA Loan For many first-time homebuyers and families in Southern California, saving for a large down payment can feel like a major roadblock to homeownership. Fortunately, there’s a solution that makes owning a home more accessible — the 100 percent financing…
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