Posts Tagged ‘Chula Vista home loans’
Down Payment Tips
Down Payment Tips Need some inspiration and ideas for saving for a down payment? I got you covered! 1. Set up automatic transfers from your checking to your savings account each month. 2. Decide now to put aside raises, bonuses, gifts, or tax refunds. 3. Skip the costly vacation, plan a staycation, and save the…
Read MorePayoff Your Mortgage Fast
Payoff Your Mortgage Fast Want to know how to pay off your mortgage fast? Rather than paying your mortgage once a month, switch to biweekly payments. In theory, you will be paying the same amount each month. However, there are 52 weeks in a year which would be 13 full-sized payments per year through biweekly…
Read MoreFrequently Asked Questions
Frequently Asked Questions FAQ: What are the hidden costs of buying & owning a home? Great question! While these are estimates, they will give you a good idea of what to expect: • One-time closing costs estimate: 2% of the home’s purchase price. • Annual property taxes: 1.25% of your home’s value, unless there’s Mello…
Read MoreNew Year New Opportunities
New Year New Opportunities New Year New Opportunities is a great way to start 2023. The start of a new year is the perfect time to take advantage of real estate buying opportunities and to make positive financial changes in your life. Working with the right mortgage banker is a great way to do just that. As a broker and…
Read MoreChula Vista Mortgage Loans
Chula Vista Mortgage Loans I’m a mortgage banker whose been serving the City of Chula Vista residents with their mortgage needs for over two decades. As a native Chula Vista resident, I know the city very well and have seen it grow substantially over the years. I can honestly say, Chula Vista is a great…
Read MoreLow down payment loan programs
Low down payment loan programs We offer low down payment loans in Chula Vista, Riverside, and San Diego County. There are many loan programs which we offer that require little to no money down. Below is a brief list of loan programs and their minimum down requirements: *VA loans require $0 down payment *FHA requires…
Read MoreFHA Home Loans
FHA Home Loans FHA home loans are a great loan program for those with little down or with some past credit events. FHA home loans are insured by the Federal Housing Administration and offer a lot lower interest rates than a Conventional loan. Qualifying for an FHA home loan is easier than one would think…
Read MoreDo I qualify for a home loan
Do I qualify for a home loan Do I qualify for a home loan? I’m sure you or someone you know have asked themselves this question. Over the past 21+ years I have been helping borrowers all over Chula Vista and San Diego find the answer to this common question. Qualifying for a home loan…
Read MoreNo Income No Employment Home Loan
No Income no employment loan is here. Yes, that’s right I offer this loan program which doesn’t require any income or employment to buy a primary residence or second home. It’s a very easy loan to qualify for with minimal requirements and is intended for a select number of individuals who can put at least…
Read More3-2-1 Interest Rate Buydown
3-2-1 Interest Rate Buydown A 3-2-1 interest rate buydown has quickly become a popular option to help reduce monthly mortgage payments during the first three years of home ownership. This is a great option because within 1-2 or 3 years down the line, borrowers can always refinance their mortgage whenever we have an interest rate…
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