Are you a Veteran looking to buy a home or refinance your mortgage? VA Loans offer incredible benefits designed specifically for you!

What Are VA Loans?
VA Loans are mortgage loans backed by the U.S. Department of Veterans Affairs. These loans are tailored to meet the unique financial needs of Veterans, active-duty service members, and eligible surviving spouses. With more flexible terms and no down payment requirement, VA loans make homeownership more accessible and affordable.

Why Choose a VA Loan?

No Down Payment: Buy a home with zero down payment.

Lower Interest Rates: VA Loans typically have better rates than conventional loans.

No Private Mortgage Insurance (PMI): Save thousands over the life of your loan.

Flexible Credit Requirements: VA Loans offer more leniency in credit scoring.

Refinancing Options: Refinance with the VA IRRRL program to lower your monthly payments or lock in a better rate.

Eligibility

To qualify for a VA Loan, you must meet one of the following criteria:

Served 90 consecutive days of active service during wartime

Served 181 days of active service during peacetime

Have more than 6 years of service in the National Guard or Reserves

Are the spouse of a service member who has died in the line of duty or due to a service-related disability

Your Trusted VA Loan Provider
At First Priority Home Loans, we specialize in helping Veterans and service members access the full benefits of VA Loans. Whether you’re purchasing a home or looking to refinance, we’re here to guide you through the process with expert knowledge and dedicated support. Based in San Diego, we proudly serve our local Veteran community with integrity and care.

Ready to Learn More?
Contact First Priority Home Loans today and find out how we can help you secure the home you deserve with the power of a VA Loan.